
Community Lending Programs
We have partnered with the local entities to provide neighbors access to programs to help them open the door to home ownership.
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Work with a local team
Purchase your first home
Discover community programs
Community programs for individuals
Federal Home Loan Bank Programs
Walpole Co-operative Bank has partnered with the Federal Home Loan Bank of Boston to provide neighbors with access to homeownership assistance programs. All programs are available on a first-come, first-serve basis, and grant recipients must also attend a homebuyer education/counseling program.
- Housing Our Workforce (HOW)
Grants that provide two-to-one matches to eligible homebuyers earning more than 80% and up to 120% of the area’s median income. - Equity Builder Program (EBP)
Grants available to eligible homebuyers with incomes up to 80% of the Department of Housing and Urban Development (HUD) area median income based on property location. - Lift Up Homeownership Program (LUH)
A pilot homeownership assistance program that provides financial assistance to Black, American Indian or Alaska Native, Hispanic, Asian, and Native Hawaiian or Pacific Islander first-time homebuyers making up to 120% of the area median income.The Lift Up Homeownership Program is classified as a Special Purpose Credit Program under federal law.
Home Possible Program
Walpole Co-operative Bank has partnered with Freddie Mac to offer their Home Possible Program.® Eligible borrowers must participate in a homebuyer education/counseling program and include:
- Borrowers looking for a low down payment solution.
- Very low-to low-income buyers.
- First-time buyers, move-up borrowers, and retirees.
Get Pre-Approved
By getting pre-approved you can shop for a home knowing exactly your budget.