An Easier Way to Manage Your Cash Flow
Available in Online Banking, CashFlow Central is an all-in-one cash flow management solution designed to grow alongside your business.
We make it easy to
Streamline payments
Stay organized
Personalize invoices
Focus on business growth
With seamless integrations, faster processing, and more payment options to send funds from your Walpole Co-operative Bank account, you can keep your cash flowing while focusing on your customers and business.
One Location
Located within Online Banking, you don’t need to go to another platform to manage your accounts payable and accounts receivable. Everything is now directly integrated into your business checking account.
Streamlined Workflow
Effortlessly handle high transaction volumes with vendors in one place, which includes scheduling payments. Plus, you can track payments with real-time visibility, allowing you to easily catch errors and keep records.
Flexible Plans
Choose a plan level that works best for you and your business:
Base Package
The Base Package includes unlimited transactions (non-expedited) and allows customers to:
- Pay any bill or vendor
- Pay by bank account or card
- Schedule multiple payments
- Get paid by ACH or card
- Create and track invoices
- Automates invoice reminders
Cost: $0/month includes 2 users
Pro Package
Our Pro Package includes everything from the Base Package plus:
- Ability to sync accounting software
- Add additional users
Cost: $0/month includes 3 users
- Each additional user $5.00/month
Additional Fees
Payables
- Card-funded BPSP bill payment fee – 2.99%
Receivables
- ACH payment – 1% of the amount ($10.00 max)
- Card payment – $0.35 per transaction
- ACH payment per-return/Card payment per chargeback fee – $25.00
Frequently Asked Questions
How many transactions are included in each package?
The Base Package and Pro Package both include unlimited standard transactions which are delivered by ACH or check.
Please refer to the section above for pricing.
Can I pay with a credit card?
Yes, you can pay vendors using your credit card for a 2.99% processing fee. This can help with cash flow management and rewards.
What if I need to add more users?
Is it secure for multiple team members?
Yes, CashFlow Central allows custom user access so you can assign permissions while keeping sensitive information protected.
How does accounting software integration work?
With the Pro Package, CashFlow Central supports two-way sync, so your books stay updated automatically.
What are the invoice payment options available to my customers?
Customers can pay invoices via bank account (ACH) or by credit card (Visa®, Mastercard®, Amex®).
Are there automated invoice reminders available?
Yes, automated email reminders are available. You also have the ability to create custom messages.
Can the invoices be customized?
Yes! Add your company logo and branding color to the invoice template to customize it.
Where do I access CashFlow Central?
CashFlow Central can be accessed directly in your Walpole Co-operative Bank Online Banking profile.
Where do I activate additional users in CashFlow Central?
To activate additional users, go to Settings and then choose User and Roles.
- Select the user you would like to activate. Current user status will show in the “Role” column.
- Turn on the Account Activation toggle.
- Review Roles and Permissions to ensure the user is enrolled in the correct level and make any updates if needed.
- Review the funding method access. If the user should have “full access” to all accounts enabled with the CashFlow Central service, turn the toggle on or turn the toggle off to select specific accounts.
- Review Payment Approval Limit (Level 3 users only) and update if needed.
- Click Save to complete.
Where do I find what account my service fees will be billed to?
Primary administrators are the only users who can see their billing account. To do so, go to Settings and select Plans and Billing.
Can I change what account my service fees will be posted to?
Yes, from the Settings menu, go to Plans and Billing, select Change Billing Account.
How can I change which CashFlow Central plan my business is enrolled in?
The primary administrator can update the plan at any time by selecting Plans and Billing in the Settings menu.
How do I know when my payment will debit my account?
- Check payments: Funds will be withdrawn from your Walpole Co-operative Bank account 5 business days prior to the deliver by date.
- Bank transfer payments: Funds will be withdrawn from your Walpole Co-operative Bank account 1 business day prior to the deliver by date.
- View debit dates: The activity screen shows the date each payment is scheduled to be withdrawn, displayed in the Debit on column.
What happens if my account does not have sufficient funds to send the payment?
If your account does not have the necessary funds on the listed Debit on date, the transaction will fail. You will then be required to reinitiate the payment.
I want to send a check—how do I know what the check number is?
All payments will debit your Walpole Co-operative Bank account as an electronic debit transaction.
Do payments look like they come from my business?
Yes, payments made from CashFlow Central will include your information and show that they come from your business.