|
Effective September 22, 2023
| Program | Term | Minimum Opening Balance | Minimum Daily Balance to earn APY | APY* |
|---|
Certificates of Deposit (CD) or Individual Retirement Account (IRA) Specials
Personal or Business
|
CDs and IRAs
|
9 Months Special
|
$1,000
|
$0.01
|
5.55%
|
| |
11 Months Special
|
$1,000
|
$0.01
|
5.45%
|
| |
13 Months Special
|
$1,000
|
$0.01
|
5.25%
|
| All CD specials will automatically renew at maturity. The renewal term will be 12 months, beginning on the maturity date. No brokered CDs, institutional, or out-of-market deposits. |
| Program | Term | Minimum Opening Balance | Minimum Daily Balance to earn APY | APY* |
|---|
Certificates of Deposit (CD) or Individual Retirement Account (IRA)
Personal or Business
|
CDs and IRAs
|
3 Months
|
$2,500
|
$0.01
|
0.95%
|
|
|
6 Months
|
$2,500
|
$0.01
|
1.05%
|
|
|
12 Months
|
$1,000
|
$0.01
|
1.25%
|
|
|
15 Months
|
$1,000
|
$0.01
|
1.50%
|
|
|
18 Months
|
$1,000
|
$0.01
|
1.70%
|
|
|
20 Months
|
$1,000
|
$0.01
|
1.70%
|
|
|
30 Months
|
$1,000
|
$0.01
|
2.00%
|
|
|
3 Years
|
$1,000
|
$0.01
|
2.35%
|
|
|
4 Years
|
$1,000
|
$0.01
|
2.40%
|
|
|
5 Years
|
$1,000
|
$0.01
|
2.45%
|
*Annual Percentage Yield (APY) effective as of date above and subject to change without notice. APY assumes interest remains on deposit for one year. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis. No brokered CDs, institutional, or out-of-market deposits.
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