Effective September 13, 2024
Program | Term | Minimum Opening Balance | Minimum Daily Balance to earn APY | APY** |
Certificates of Deposit (CD) or Individual Retirement Account (IRA) Specials Personal or Business
CDs and IRAs
|
7 Months (1)
|
$2,500
|
$0.01
|
5.10%
|
|
10 Months 2)
|
$2,500
|
$0.01
|
5.00%
|
|
12 Months (3)
|
$1,000
|
$0.01
|
4.65%
|
**Annual Percentage Yield (APY) effective as of date above and subject to change without notice. APY assumes interest remains on deposit for one year. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis. No brokered CDs, institutional, or out-of-market deposits.
All CD specials will automatically renew at maturity based on following: 1. 7 Months renewal term will be 7 months, beginning on the maturity date. 2. 10 Months renewal will be 10 months, beginning on the maturity date. 3. 12 Months renewal will be 12 months, beginning on the maturity date.
|
Program | Term | Minimum Opening Balance | Minimum Daily Balance to earn APY | APY* |
Certificates of Deposit (CD) or Individual Retirement Account (IRA) Personal or Business
CDs and IRAs
|
3 Months
|
$2,500
|
$0.01
|
0.95%
|
|
6 Months
|
$2,500
|
$0.01
|
1.05%
|
|
12 Months
|
$1,000
|
$0.01
|
4.65%
|
|
15 Months
|
$1,000
|
$0.01
|
1.50%
|
|
18 Months
|
$1,000
|
$0.01
|
4.25%
|
|
20 Months
|
$1,000
|
$0.01
|
1.70%
|
|
30 Months
|
$1,000
|
$0.01
|
2.00%
|
|
3 Years
|
$1,000
|
$0.01
|
2.35%
|
|
4 Years
|
$1,000
|
$0.01
|
2.40%
|
|
5 Years
|
$1,000
|
$0.01
|
2.45%
|
*Annual Percentage Yield (APY) effective as of date above and subject to change without notice. APY assumes interest remains on deposit for one year. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis. No brokered CDs, institutional, or out-of-market deposits.
|