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We will take the time to sit down with you so we can understand your needs and develop a mortgage plan that suits you best. We pride ourselves on offering our customers competitive rates and fast, local decisions. Pre-ApprovalsOnce you’ve decided to embark on the exciting journey of buying a home, take the next step and get pre-approved for a mortgage! This will make your home buying experience much easier and faster. First Time HomebuyerYour first time buying a home can be a very exciting experience. In order to make sure the process goes as smoothly as possible, our first time home buyer product can give you the help you need. We will work with you to try to get you a lower interest rate, lower down payment and give you reduced private mortgage insurance options. Fixed-Rate MortgagesIf you plan on staying in your home for the long term, a fixed-rate mortgage may be the best option for you. This option gives you the ability to make the same monthly payment for the life of the loan. Adjustable Rate Mortgages (ARM)If you are looking for a lower initial monthly payment for your home or know you are not settling down for a long time, an adjustable-rate mortgage may be right for you. Community LoansHomeownership is about more than having a roof over your head. It is an investment in your family as well as the community. At Walpole Co-operative Bank, we are committed to assisting those who need a helping hand, and have partnered with the Federal Home Loan Bank of Boston to provide our neighbors access to special programs. Community Loan Programs we offer include:
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