Commercial Loans
	Term Loan
	Short term and medium term loans can be used for business expansion Structure the repayment schedule that matches your cash flow needs Finance equipment and fixed assets Choose from flexible, short and long term rates
	Lines of Credit
	Help support your working capital needs Fund seasonal changes in inventory and receivables Take advantage of vendor discounts Enjoy the convenience of borrowing as you need it
	Letters of Credit
	Import / Export letters of credit to support ongoing trade relationships "Stand by" letters of credit to support ongoing transactions
	Commercial Real Estate
	Purchase commercial property for your business Purchase investment property for your business SBA 504 Loans available
	Small Business Administration Loans
	504 Loan - Long term loans for land, buildings and machinery with special interest rates 7(A) loan and LOWDOC loans to support equipment, fixed assets and working capital needs for businesses
	Contact:   Joseph V. Scholl, Senior Vice President, Sr. Loan Officer Paul M. Chaggaris, Vice President, Lending Kenneth S. Fishman, Vice President, Lending Michael P. Gookin, Vice President, Lending
Construction Loans
	Residential Subdivisions
	Land acquisition and development loans Construction loans for single family, cluster and condo developments
	Multi-Family Housing
	Land and Construction loans for multi-unit property Interim financing for completed property Financing for rehabilitation properties
	Land Subdivisions
	Contact:   Joseph V. Scholl, Senior Vice President, Sr. Loan Officer Kenneth S. Fishman, Vice President, Lending Michael P. Gookin, Vice President, Lending