Deposit Rates
   as of Thursday, April 24, 2008
 
 

Annual Min. Balance

Interest Rate

 Annual % Yield

Savings
  2.50% 2.53%
 
NOW Checking
$500.00 0.50% 0.50%
 
Money Market
   * Transaction Restrictions Apply
$1,000.00 $50,000 and Over: 2.50% 2.53%
  $20,000-$49,999.99: 2.50% 2.53%
  $10,000-$19,999.99: 2.50% 2.53%
  $.01-$9,999.99: 2.50% 2.53%
 
High Rate Checking
$2,500.00 $50,000 and Over: 2.50% 2.53%
  $20,000-$49,999.99: 2.50% 2.53%
  $10,000-$19,999.99: 2.50% 2.53%
  $.01-$9,999.99: 2.50% 2.53%
 
Business Savings
   * Transaction Restrictions Apply
  $50,000 and Over: 2.50% 2.53%
  $20,000-$49,999.99: 2.50% 2.53%
  $10,000-$19,999.99: 2.50% 2.53%
  $.01-$9,999.99: 2.50% 2.53%
 
 
Certificates of Deposits

Annual Min. Balance

Interest Rate

 Annual % Yield

91 Day Certificate
$2,500.00 2.50% 2.53%
 
6 Month Certificate
$2,500.00 2.50% 2.53%
 
1 Year Certificate
$1,000.00 2.50% 2.53%
 
18 Month Certificate
$1,000.00 2.50% 2.53%
 
2 Year Certificate
$1,000.00 2.75% 2.78%
 
30 Month Certificate
$1,000.00 2.50% 2.53%
 
3 Year Certificate
$1,000.00 3.00% 3.04%
 
4 Year Certificate
$1,000.00 3.50% 3.56%
 

Individual Retirement Accounts (IRA same as Certificate of Deposits)

The annual percentage yield assumes principal and interest remain on deposit for one year. Interest is computed daily and compounded on a monthly basis. There would be a substantial penalty for early withdrawal on certificates. NOW Checking, COOP PLUS, HIGH RATE CHECKING and SAVINGS ACCOUNTS are variable rate accounts, other accounts and certificates are fixed rate. Maintenance and Activity fees could reduce earnings on accounts.   The Federal Deposit Insurance Corporation (FDIC) insures each depositor's savings up to $100,000. All portions of deposits in excess of $100,000 are insured to their full amount by the Share Insurance Funds (SIF) of the Co-operative Central Bank.

See a bank employee for more information about terms and charges.