Checking Services

Our accounts are designed to meet the needs of a wide range of customers. Whether you are a high range depositor, a student off to college, a senior, or anywhere in between, we have an account for you.

Ideal Checking

Requires a maintenance of $5000 minimum balance in any depository account (or combination of accounts) to avoid charges.

• Earns at a variable rate of interest
• Unlimited check-writing
• No monthly fees
• Free basic checks
• Free Bank checks
• Overdraft protection (from other personal account)
• Free unlimited ATM transactions*

High Rate Checking

Requires a minimum balance of $2500 to avoid charges.

• Tiers earn at a variable rate of interest
• Free unlimited ATM transactions*
• Free Basic Checks

Regular NOW Checking

Requires a minimum balance of $500 to avoid charges.

• Earns at a variable rate of interest
• Free ATM transactions at WCB ATMs
• 6 free ATM transactions at non-WCB owned ATMs
• Charges apply in excess of 6 ATM transactions

Senior NOW Checking (62 or older)

• No minimum balance
• Earns at a variable rate of interest
• Free unlimited ATM transactions
• Free basic checks
• No service or transaction charges

Basic Checking I

• No minimum balance requirement
• Non- interest bearing account
• Monthly charge applies
• 6 free ATM transactions per statement cycle at non-WCB owned ATMs
• Charges apply in excess of 6 ATM transactions

Basic Checking II

• No minimum balance requirement
• Non-interest bearing account
• Monthly charges apply
• 6 free ATM transactions per statement cycle at non-WCB owned ATMs
• Charges apply in excess of 6 ATM transactions

*FREE ATM transactions refers to network charges only. This excludes any surcharges imposed by ATM owners.

Your Deposits are Insured in Full.

At Walpole Co-operative Bank, every deposit is insured in full. Each depositor is insured to at least $250,000.00 by The Federal Deposit Insurance Corporation (FDIC). All deposits over and above this amount are covered by the Share Insurance Fund (SIF), established by the legislature in 1934 to protect deposits in Massachusetts-chartered co-operative banks. There are no maximum account limitations or amount limitations.

For more information about our products or services, please use our information request form or give us a call at (508) 668-1080.