| December 31 |
2006 |
2007 |
| |
|
($000) |
($000) |
| Assets |
Cash on Hand and in Banks |
4,095 |
4,077 |
| Investments, net of unrealized gains & losses |
37,371 |
52,729 |
| Loans, net of unearned income & reserves |
247,498 |
239,151 |
| Fixed Assets |
7,828 |
8,189 |
| Other Assets |
4,850 |
4,906 |
| Total Assets |
$301,642 |
$309,052 |
| |
| Liabilities |
Deposits |
235,530 |
236,905 |
| Other Liabilities |
8,273 |
11,682 |
| Total Liabilities |
243,803 |
248,587 |
| |
Surplus |
57,859 |
60,500 |
| |
Net unrealized gains (losses) on securities |
(20) |
(35) |
| Total Liabilities and Surplus |
$301,642 |
$309,052 |
|