Personal Checking
   
  Our accounts are designed to meet the needs of a wide range of customers. Whether you are a high range depositor, a student off to college, a senior, or anywhere in between, we have an account for you.
   
  Ideal Checking
 
  Requires a maintenance of $5000 minimum balance in any depository account
(or combination of accounts) to avoid charges
 
  • Earns at a variable rate of interest
  • Unlimited check-writing
  • No monthly fees
  • Free basic checks
  • Free Bank checks
  • Overdraft protection (from other personal account)
  • Free unlimited ATM transactions*
  High Rate Checking
 
  Requires a minimum balance of $2500 to avoid charges
 
  • Tiers earn at a variable rate of interest
  • Free unlimited ATM transactions*
  • Free Basic Checks
  Regular NOW Checking
 
  Requires a minimum balance of $500 to avoid charges  
 
  • Earns at a variable rate of interest
  • Free ATM transactions at WCB ATM
  • 6 free ATM transactions at non-WCB owned ATMs
    • Charges apply in excess of 6 transactions
  Senior NOW Checking
 
  For those 62 Years or older
 
  • No minimum balance
  • Earns at a variable rate of interest
  • Free unlimited ATM transactions*
  • Free basic checks
  • No service or transaction charges
  Basic Checking
 
 
  • No minimum balance
  • Monthly charge applies
  • No interest earned
  • 6 free ATM transactions at non-WCB owned ATMs
    • Charges apply in excess of 6 transactions
  Overdraft Protection
 
  All checking accounts may elect to have funds transferred from other deposit accounts (Certain exceptions apply)
   
 

* Important Note: Where disclosed, FREE ATM transaction refers to Network charges only. This excludes any surcharges imposed by certain bank-owned machines

**** As a participant in the SUM program, WCB customers can use any SUM designated ATM surcharge free.