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Deposit Rates

Certificate of Deposit (CD) Specials*
Personal or Business
(Effective: Friday, December 09, 2016)
TermAPY

15 Month CD

(Minimum balance to open account: $1,000)

1.50%

 20 Month CD

(Minimum balance to open account: $1,000)

 1.50% 

*Annual Percentage Yield (APY) effective 12/09/16 and subject to change without notice. Interest is compounded and posted monthly. Substantial penalty for early withdrawal. Minimum deposit of $1,000 is required to open account. Minimum daily balance to earn APY $.01. No brokered CDs, institutional, or out-of-market deposits. 

CD or Individual Retirement Account (IRA)*
(Effective: Friday, December 09, 2016)
ProgramMinimum Daily Balance
to earn APY
APY
91 Day CD
(Minimum balance to open account: $2,500)
$.01 0.25%
6 Month CD
(Minimum balance to open account: $2,500)
$.01 0.30%
7 Month CD
(Minimum balance to open account: $2,500)
$.01 0.35%
1 Year CD
(Minimum balance to open account: $1,000)
$.01 0.80%
18 Month CD
(Minimum balance to open account: $1,000)
$.01 0.90%
2 Year CD
(Minimum balance to open account: $1,000)
$.01 1.00%
30 Month CD
(Minimum balance to open account: $1,000)
$.01 0.95%
3 Year CD
(Minimum balance to open account: $1,000)
$.01 1.05%
4 Year CD
(Minimum balance to open account: $1,000)
$.01 1.20%
5 Year CD
(Minimum balance to open account: $1,000)
$.01 1.35%

*APY is Annual Percentage Yield.
Withdrawals on certificates prior to maturity are not usually permitted by Walpole Co-operative Bank. If a withdrawal should be allowed, a substantial penalty may be imposed for early withdrawals before maturity.

Checking Accounts1,2*
(Effective: Friday, December 09, 2016)
ProgramMinimum Daily Balance
to earn APY
APY
High Rate Checking Account 
*APY is Annual Percentage Yield.
Minimum balance to avoid fee: $2,500
Minimum balance to open account: $20
Over $50,000.00
$20,000.00 to $49,999.99
$10,000.00 to $19,999.99
$0.01 to $9,999.99
0.50 %
0.25 %
0.15 %
0.10 %
NOW Checking Account
Minimum balance to avoid fee: $500

 *APY is Annual Percentage Yield.
Minimum balance to open accounts: $20

$.01 0.05 %
Personal Money Market Account1,2,3*
(Effective: Friday, December 09, 2016)
ProgramMinimum Daily Balance
to earn APY
APY
Money Market Account
*APY is Annual Percentage Yield.
Minimum balance to avoid fee: $1,000
Minimum balance to open account: $20
Over $50,000.00
$20,000.00 to $49,999.99
$10,000.00 to $19,999.99
$0.01 to $9,999.99
0.50 %
0.35 %
0.30 %
0.25 %
     
Business Money Market Account1,2,3*
(Effective: Friday, December 09, 2016)
ProgramMinimum Daily Balance
to earn APY
APY
Money Market Account
*APY is Annual Percentage Yield.
Minimum balance to avoid fee: $1,000
Minimum balance to open account: $20
Over $50,000.00
$20,000.00 to $49,999.99
$10,000.00 to $19,999.99
$0.01 to $9,999.99
0.50 %
0.35 %
0.30 %
0.25 %
     
Statement Savings Account1,2,3*
(Effective: Friday, December 09, 2016)
ProgramMinimum Daily Balance
to earn APY
APY
Statement Savings Account
*APY is Annual Percentage Yield.
Minimum balance to avoid fee: $0
Minimum balance to open account: $10
$0.01 0.20%
Business Statement Savings Account1,2,3*
(Effective: Friday, December 09, 2016)
ProgramMinimum Daily Balance
to earn APY
APY
Statement Savings Account
*APY is Annual Percentage Yield.
Minimum balance to avoid fee: $0
Minimum balance to open account: $10
$0.01 0.20%

 

Important account information

Annual Percentage Yield (APY) assumes interest remains on deposit for one year. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis.

  1. Variable Interest - This means that the rate may change after the account is opened.
  2. Fees could reduce earnings on your account. Please refer to the Schedule of Account fees brochure or see a Bank employee for more information about terms and charges.
  3. You are permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle to another account at this Bank or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, debit card, or similar order and payable to third parties.

Your Deposits are Insured in Full.

At Walpole Co-operative Bank, every deposit is insured in full. Each depositor is insured to at least $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). All deposits over and above this amount are covered by the Share Insurance Fund (SIF), established by the legislature in 1934 to protect deposits in Massachusetts-chartered co-operative banks. There are no maximum account limitations or amount limitations.

This is your Bank!

For more information about our products or services, please use our information request form or give us a call at (508) 668-1080.